Pebla. Every payment. More value.
Every payment.More value.
Send money in seconds, even offline. Split any bill with a QR code or a receipt scan, top up airtime and power, and earn rewards wherever you pay.
Good morning,
Aline
Loyalty
1 / 3View allLOYALTY CARD
Kigali Glow Salon
Max tier unlocked
4,200
Points
LOYALTY CARD
Simba Supermarket
32% · 1,360 to Gold
640
Points
LOYALTY CARD
Heaven Restaurant
62% · 750 to Platinum
1,250
Points
Specials
Bills & utilities
Pebla.Everypayment.Morevalue.ItturnslongUSSDmenusintoakeypadandaname,splitsanybillwithaQRcodeorareceiptscan,keepsthelightson,andrewardsyouwhereveryoupay.
What
Pebla does
One calm app for the money you move every day, built around how Rwanda actually pays, from the market stall to the family group chat.
How it feels
Everyday money,
beautifully simple.
Quick Pay
Enter amount
RWF 5,000
01
Send money in seconds,
even offline.
Type the amount on a big keypad, pick a favourite, a contact, a number or a merchant code, and tag what it was for. Pebla dials the right MoMo or Airtel Money USSD for you. You only enter your PIN in the network’s own prompt.
- Frequent contacts and favourites, one tap away
- Pay numbers and merchant codes from one screen
- Tag every payment, from Food & Drink to Tithe
- Warns you before you pay the same person twice
Quick Pay
Enter amount
RWF 5,000
02
Split the bill,
not the friendship.
Add who’s in, enter the total and split it equally or with custom amounts. Collect to your own MoMo number or straight to the vendor’s MoMo Pay code. Each person gets their own QR to scan, or a payment link by SMS.
- Split equally or set custom amounts
- One QR per person, ready to scan at the table
- Send payment links to everyone at once
- Pay to you, or directly to the vendor’s code
Bill split
Repub Lounge
7 Oct 2026 · 14:32
Scan to join
Friends scan this with their phone camera. The bill opens on the web, no app needed.
Tap to enlarge
Remaining
RWF 11,550
Eric Mugisha
Brochette (goat), Primus 72cl
Grace Ingabire
Isombe, Chips
03
Snap the receipt.
Everyone pays their part.
Take a photo of the receipt and Pebla reads every item, the VAT, service charge and total, and prints it back as a clean receipt you can check and edit. Share one link. Friends tick what they had and pay only their share. No app needed on their side.
- Reads items, quantities, VAT, service and tips
- Flags missing prices and possible duplicates
- Friends open the bill on the web, no app needed
- Live progress: who paid, what’s still to collect
Receipt
Repub Lounge
KG 7 Ave, Kigali · Wed 7 Oct 2026
Brochette (goat)
RWF 3,500 each
Isombe
Primus 72cl
RWF 1,500 each
Chips
SubtotalRWF 18,000
VAT · Included in pricesRWF 2,746
Service chargeRWF 1,800
TOTALRWF 19,800
SPLIT WITH PEBLA
04
Lights on.
Data on. Done.
Buy airtime for yourself or someone else, pick daily, weekly, monthly or hourly bundles, and pay water bills. Save your REG meters once, buy tokens in a few taps, and find every past token in your history.
- Airtime for yourself or anyone
- Daily, weekly, monthly and hourly bundles
- Saved meters and a full token history
- Tap a token to copy it
Purchase Details
YOUR TOKEN
4821 - 0937 - 5512
6640 - 2189
Tap to copy
05
Rewards
wherever you pay.
Join partner programs and carry every loyalty card in one deck. Show a QR to earn points when you pay cash, climb from Bronze to Platinum, and redeem rewards with a code staff can scan. Invite friends to unlock Pebla perks and earn airtime.
- Every loyalty card in one swipeable deck
- Bronze, Silver, Gold and Platinum tiers
- Earn and redeem with a QR at the counter
- Refer friends for 60 airtime minutes and 1,000 points
Heaven Restaurant
LOYALTY CARD
Heaven Restaurant
62% · 750 to Platinum
1,250
Points
Rewards
3Free cappuccino
Any size, dine-in
20% off lunch
Weekdays 12–3pm
Chef’s tasting menu
750 more points to unlock
06
Know where
every franc went.
Your history groups payments by day with this week and today at a glance. Filter, search by name, number or tag, and see a spend breakdown by category. Download a monthly statement as PDF or CSV, and add the Pebla widget to your Home Screen.
- Search by name, number or tag
- Spend insights by category and period
- Monthly statements as PDF or CSV
- Home Screen widget with your shortcuts
History
Spent
113.1K
Oct 2026
Friends & Family
Groceries
Bills & Utilities
DesignedforRwanda.
Pebla speaks MoMo and Airtel Money, reads EBM receipts with VAT included, knows your REG meters, and picks the right SIM on a dual-SIM phone.
From Kimironko to Kiyovu, Huye to Musanze, it works on one bar of signal.
of data needed to send money
from Bronze to Platinum
of airtime for every friend who joins
that every split link stays live
Loyalty
Rewardswherever you pay.
Join your favourite cafés, shops and salons. Show a QR to earn points, climb the tiers, and redeem rewards with a code staff can scan. Every card lives in one deck you can swipe through.
- BronzeWhere every member starts
- SilverFrom 1,000 points
- GoldFrom 2,000 points
- PlatinumThe top tier
Loyalty
1 / 4LOYALTY CARD
Kigali Glow Salon
Max tier unlocked
4,200
Points
LOYALTY CARD
Simba Supermarket
32% · 1,360 to Gold
640
Points
LOYALTY CARD
Heaven Restaurant
62% · 750 to Platinum
1,250
Points
Swipe the top card, or use the arrows.
Real people.Real moments.
Rent day in Huye, dinner in Nyamirambo, a night-shift top-up for Mama. Here’s how Rwanda is using Pebla.
See all experiences
Heard around Kigali
“Pebla is the first payment app that feels like it was designed here.”
“Snapped the receipt at dinner, shared one link, and everyone paid their part. Magic.”
“Bought Cash Power for the whole family in under a minute.”
“Type amount, tap name, finish in the dialer. No more counting stars and hashes.”
“It read a crumpled receipt, VAT and service charge included. Wow.”
“The duplicate payment warning saved me from paying my landlord twice.”
“Clean. Calm. Fast. This is what money apps should feel like.”
“My loyalty cards finally live in one place. Gold tier, here I come.”
Frequently
asked questions
Visit help centreNo. Pebla sends money over USSD, the same way you already pay with MoMo or Airtel Money, so you can pay with no data bundle. Things like receipt scanning and loyalty need a connection.
No. Pebla works on top of the wallets you already use. Your money stays in your MoMo or Airtel Money account, and you confirm every payment in your network’s own prompt.
Never. You type your PIN in your network’s USSD prompt. Pebla never sees your mobile money PIN or balance.
No. A receipt split opens on the web, so friends just tick what they had and pay. For a QR split, they scan the code with their phone and pay with MoMo.
On your phone. Your payment history, notes, saved numbers and payment locations stay on your device. You can clear it or delete your account any time from your Profile.
Receipt scan is a Level 2 Pebla perk. Invite 3 friends and make 15 payments with Pebla to unlock it. Statement downloads unlock at Level 1, after 1 friend and 5 payments.
Android & iOS
You’re ready.
Start sending.
Sign up with your number, put Pebla in your dock next to Phone, and pay anyone in one tap. Your wallets, your money, your way.
Payment
Finish on Pebla
Jean Bosco Habimana
0788 123 456 · RWF 25,000
Payment recorded
Confirmed by your MoMo SMS.
PEBLA PROGRESS
5 / 5 payments · 0 / 1 friend
1 more friend to unlock Statement downloads