Privacypolicy.

Who we are

Pebla Ltd (“Pebla”, “we”, “us”) makes the Pebla app. We are the data controller for the personal data described here. You can reach us about privacy at peblapay@gmail.com.

The short version

• Your payment history, notes, saved numbers and payment locations stay on your phone.
• We never see your mobile money PIN or balance.
• We don’t sell your personal data or use it for third-party advertising.
• Usage analytics are optional. Turn them off in Settings, under Data sharing.
• You can delete your account at any time in Profile.

Information you give us

• Account: your name and phone number when you sign up, and a referral code if you enter one. An email address you enter during sign-up stays on your phone.
• Profile photo, if you add one.
• Messages you send to our support team.

Information on your phone

These features use permissions you choose to grant during setup. You can skip any of them.

• Contacts, so you can pay friends without typing numbers.
• Location, to show nearby partners and where a payment happened. Payment locations stay on your phone.
• On Android, your M-Money SMS only, to record what you send and receive. Other messages stay private.
• On iPhone, MoMo SMS you forward with a Shortcuts automation you set up.

Information we process to run features

• Receipt photos you scan, to read the items and totals for a split.
• Split details and the people you add, so friends can open a split link and pay.
• Loyalty memberships, points and redemptions with partners you join.
• Referral activity, to credit invites and unlock Pebla perks.
• Optional usage and crash reports, if you leave analytics on.

Who we share it with

• Loyalty partners you join, for your membership, points and redemptions.
• Friends you add to a split, who see the split details they need to pay.
• Service providers who host and operate Pebla for us, under confidentiality obligations.
• Authorities, where the law requires it.

Your rights

You can ask to access, correct or delete your personal data, and object to or restrict some processing.

• Profile → Clear account data removes your history, saved meters and numbers, favourites, notes and notifications from this phone.
• Profile → Delete account removes your Pebla account. Your MoMo balance is unaffected.
• Settings → Data sharing turns usage analytics off.

Contact

Questions about this policy? Email peblapay@gmail.com. We’ll update this page when the policy changes. You can always read the current version in the app under Settings → Privacy & legal.