Features
Everything you pay for.Nothing you don’t need.
Seven features, one calm app. Every screen is designed to be understood at a glance, on a new flagship or a hand-me-down Android with one bar of signal.
Works offline
Payments run over USSD, no data bundle needed.
Your PIN stays yours
Pebla never sees your PIN or balance.
Data on your phone
History, notes and saved numbers stay on device.
MTN & Airtel
Dual-SIM aware, with a SIM picker for payments.
01 · Pay over USSD
Send money in seconds,even offline.
Type the amount on a big keypad, pick a favourite, a contact, a number or a merchant code, and tag what it was for. Pebla dials the right MoMo or Airtel Money USSD for you. You only enter your PIN in the network’s own prompt.
- Frequent contacts and favourites, one tap away
- Pay numbers and merchant codes from one screen
- Tag every payment, from Food & Drink to Tithe
- Warns you before you pay the same person twice
Quick Pay
Enter amount
RWF 5,000
- Networks
- MTN MoMo and Airtel Money
- Connection
- Payments run over USSD, so no data bundle is needed
- Your PIN
- Entered in your network’s prompt. Pebla never sees your PIN or balance
- Dual SIM
- Choose the SIM for payments, or let Pebla pick the one your MoMo SMS arrive on
- Auto-record
- Android payment tracking, or an iOS Shortcuts automation, records each result for you
02 · Split with a QR code
Split the bill,not the friendship.
Add who’s in, enter the total and split it equally or with custom amounts. Collect to your own MoMo number or straight to the vendor’s MoMo Pay code. Each person gets their own QR to scan, or a payment link by SMS.
- Split equally or set custom amounts
- One QR per person, ready to scan at the table
- Send payment links to everyone at once
- Pay to you, or directly to the vendor’s code
Bill split
Repub Lounge
7 Oct 2026 · 14:32
Scan to join
Friends scan this with their phone camera. The bill opens on the web, no app needed.
Tap to enlarge
Remaining
RWF 11,550
Eric Mugisha
Brochette (goat), Primus 72cl
Grace Ingabire
Isombe, Chips
- Divide
- Equally, or custom amounts that must add up to the total
- Collect to
- Your MoMo number, or a vendor’s MoMo Pay code (4 to 9 digits)
- How friends pay
- Scan their QR, open a payment link, or dial the code you share
- Add people
- Type a number or pick from your contacts
03 · Receipt split
Snap the receipt.Everyone pays their part.
Take a photo of the receipt and Pebla reads every item, the VAT, service charge and total, and prints it back as a clean receipt you can check and edit. Share one link. Friends tick what they had and pay only their share. No app needed on their side.
- Reads items, quantities, VAT, service and tips
- Flags missing prices and possible duplicates
- Friends open the bill on the web, no app needed
- Live progress: who paid, what’s still to collect
Receipt
Repub Lounge
KG 7 Ave, Kigali · Wed 7 Oct 2026
Brochette (goat)
RWF 3,500 each
Isombe
Primus 72cl
RWF 1,500 each
Chips
SubtotalRWF 18,000
VAT · Included in pricesRWF 2,746
Service chargeRWF 1,800
TOTALRWF 19,800
SPLIT WITH PEBLA
- Reads
- Items, quantities, unit prices, VAT (included or added), service charge, gratuity, discounts
- Checks
- Compares the printed total with the items and offers a one-tap fix
- Sharing
- One QR or link for the table, or a personal link per friend
- Links
- Stay live for 14 days
- Unlock
- A Level 2 Pebla perk: invite 3 friends and make 15 payments
04 · Airtime, bundles, power & water
Lights on.Data on. Done.
Buy airtime for yourself or someone else, pick daily, weekly, monthly or hourly bundles, and pay water bills. Save your REG meters once, buy tokens in a few taps, and find every past token in your history.
- Airtime for yourself or anyone
- Daily, weekly, monthly and hourly bundles
- Saved meters and a full token history
- Tap a token to copy it
Purchase Details
YOUR TOKEN
4821 - 0937 - 5512
6640 - 2189
Tap to copy
- Electricity
- REG prepaid tokens, with meter check before you save
- Airtime
- Myself or someone else, plus a quick balance check
- Bundles
- Daily, weekly, monthly, hourly, or bundle with airtime
- Water
- Pay by meter number. Your last meter is remembered
05 · eKash, banks & abroad
Every wallet.Every bank.
Save eKash numbers and bank accounts and pay them from the same screen as MoMo. Pick your bank and Pebla opens its menu to send money to your MoMo. Sending to another African country? Pebla opens your operator’s international transfer for you.
- Saved eKash numbers and bank accounts
- Bank to MoMo for nine Rwandan banks
- International remittances on MTN and Airtel
- Same simple flow, whatever the destination
RWF 120,000
Bank of Kigali – Savings
BK · •••• 4821
Equity Bank – Current
Equity · •••• 1190
Mama Aline
MTN · 078• ••• 214
- eKash
- Pay saved bank accounts or phone numbers
- Bank to MoMo
- Bank of Kigali, Ecobank, BPR, Access, NCBA, Equity, I&M, Zigama CSS, Centrika
- Abroad
- MoMo or Airtel Money international transfer, from your active SIM
06 · Loyalty & rewards
Rewardswherever you pay.
Join partner programs and carry every loyalty card in one deck. Show a QR to earn points when you pay cash, climb from Bronze to Platinum, and redeem rewards with a code staff can scan. Invite friends to unlock Pebla perks and earn airtime.
- Every loyalty card in one swipeable deck
- Bronze, Silver, Gold and Platinum tiers
- Earn and redeem with a QR at the counter
- Refer friends for 60 airtime minutes and 1,000 points
Heaven Restaurant
LOYALTY CARD
Heaven Restaurant
62% · 750 to Platinum
1,250
Points
Rewards
3Free cappuccino
Any size, dine-in
20% off lunch
Weekdays 12–3pm
Chef’s tasting menu
750 more points to unlock
- Tiers
- Bronze, Silver, Gold, Platinum
- Earn
- Show your earn QR after you pay; staff add your points
- Redeem
- A QR and a redemption code staff can scan or type
- Pebla perks
- Level 1: Statement downloads · Level 2: Receipt scan
- Referrals
- 60 airtime minutes and 1,000 Rewards points per signup
07 · History & insights
Know whereevery franc went.
Your history groups payments by day with this week and today at a glance. Filter, search by name, number or tag, and see a spend breakdown by category. Download a monthly statement as PDF or CSV, and add the Pebla widget to your Home Screen.
- Search by name, number or tag
- Spend insights by category and period
- Monthly statements as PDF or CSV
- Home Screen widget with your shortcuts
History
Spent
113.1K
Oct 2026
Friends & Family
Groceries
Bills & Utilities
- Filters
- Sent, received, transfers, withdrawals, eKash, merchants, airtime, data, electricity, water, splits, loyalty, referrals
- Insights
- Category breakdown for this week, this month, last month or a custom range
- Statements
- PDF or CSV of each month’s activity
- Privacy
- Payment history, notes, saved numbers and locations stay on your phone
Android & iOS
You’re ready.
Start sending.
Sign up with your number, put Pebla in your dock next to Phone, and pay anyone in one tap. Your wallets, your money, your way.
Payment
Finish on Pebla
Jean Bosco Habimana
0788 123 456 · RWF 25,000
Payment recorded
Confirmed by your MoMo SMS.
PEBLA PROGRESS
5 / 5 payments · 0 / 1 friend
1 more friend to unlock Statement downloads